A Thank You Note to the IRS

Dear IRS,
Thank you for taking my money each month, keeping it safe, and returning it to me in a timely manner. I sincerely appreciate your help in my financial matters.
Love always,
Nem

I don't fully understand taxes, but I do understand that I like getting money! Sometimes it seems annoying that money is taken out of my paycheck, but when I really think about it, it's actually kind of helpful in the long run. It's like a tiny little mandatory savings account.

First of all, I'd rather have them take too much out than find out that I owe more money come tax time. Second of all, while it's not a huge refund, it still adds up over time. If I got that money each month, I'd more than likely blow it on something that I don't need. But, getting a chunk back at once is A) fun and B) helpful. Sure I'd love to take that check and by a new camera, hit up the GAP and Old Navy, and maybe even save a little. But instead of those tempting options, I put it towards my credit card debt. Combined with what I normally pay each month, my tax refund helped me pay off HALF of my remaining balance! I am so close to being debt free, I can hardly wait. Just three more payments, and I'm a free woman!